Last Updated: June 23, 2025
Welcome to FINMODELBUILDER.COM ("Website," "we," "us," or "our"). These Terms and Conditions of Service ("Terms") govern your access to and use of our Website and the services, tools, and content provided through it, including the generation and download of financial model files (collectively, the "Services").
BY ACCESSING OR USING OUR WEBSITE AND SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND ALL POLICIES REFERENCED HEREIN, INCLUDING OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE OUR WEBSITE OR SERVICES.
1.1. Agreement: These Terms constitute a legally binding agreement between you and FINMODELBUILDER.COM. By using the Services, you represent that you are at least 18 years of age and have the legal capacity to enter into this agreement.
1.2. Modifications: We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of the Website and Services after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for updates.
FINMODELBUILDER.COM provides an online platform that enables users to input their own assumptions and data to generate and download financial model files, including forecasted income statements, balance sheets, and cash flow statements. Our Services are provided as a tool to assist in financial modeling and analysis.
3.1. Informational Tool Only: The Services provided by FINMODELBUILDER.COM are for informational and illustrative purposes only. They are designed as a computational tool to process user-supplied data into financial projections based on standard accounting principles and mathematical formulas.
3.2. NOT Professional Advice: FINMODELBUILDER.COM IS NOT A FINANCIAL ADVISOR, INVESTMENT ADVISOR, ACCOUNTANT, LAW FIRM, OR ANY OTHER LICENSED PROFESSIONAL ENTITY. THE INFORMATION, FINANCIAL MODELS, AND ANY OUTPUT GENERATED BY OUR SERVICES DO NOT CONSTITUTE, AND ARE NOT INTENDED TO CONSTITUTE, FINANCIAL, INVESTMENT, TAX, ACCOUNTING, LEGAL, OR OTHER PROFESSIONAL ADVICE.
3.3. No Fiduciary Duty: We do not provide personalized recommendations, endorsements, or advice regarding specific financial decisions, investments, or business strategies. No fiduciary relationship is created between you and FINMODELBUILDER.COM through your use of the Services.
3.4. Your Responsibility: You acknowledge and agree that you are solely responsible for evaluating the accuracy, completeness, and usefulness of all information, models, and outputs generated through the Services, and for making your own independent financial, investment, tax, and business decisions. You should consult with qualified financial, investment, tax, accounting, or legal professionals before making any decisions based on the information or models obtained from our Services.
4.1. Account Creation: To access certain features of the Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
4.2. Account Confidentiality: You are responsible for maintaining the confidentiality of your account login information (user ID and password) and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
4.3. Account Suspension/Termination: We reserve the right to suspend or terminate your account and your access to the Services, at our sole discretion, at any time and without notice or explanation, including, but not limited to, for any breach of these Terms, misuse of the Services, or any activity that we deem harmful to our Website, Services, or other users. We are not liable for any loss or damage arising from your failure to comply with these obligations.
5.1. Limited License: Subject to your compliance with these Terms, FINMODELBUILDER.COM grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and Services for your personal and internal business purposes.
5.2. Restrictions: You must not:
5.3. Limited Redistribution (Internal Use): Where financial model files or other content are specifically made available for download, you may use, adapt, and redistribute them internally within your own organization for your internal business purposes. Any external distribution to third parties (e.g., clients, investors, or partners) requires our express prior written consent, unless such distribution is explicitly permitted within the specific license terms accompanying a particular downloaded file. You must ensure any external recipients of such files are also bound by appropriate confidentiality and disclaimer provisions.
You must not use this Website or Services in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this Website without our express written consent.
7.1. Definition: In these Terms, "your user content" means material (including without limitation text, data, numbers, images, audio material, video material and audio-visual material) that you submit, upload, or input into this Website or Services for the purpose of generating financial models or other outputs.
7.2. Ownership of Your Data: You retain all ownership rights in your user content (e.g., your financial assumptions, input data, and any proprietary information you upload). We do not claim ownership of the specific, raw data or assumptions you input.
7.3. License for Processing: By submitting your user content, you grant to FINMODELBUILDER.COM a worldwide, non-exclusive, royalty-free license to use, reproduce, adapt, process, and display your user content solely for the purpose of providing the Services to you, including generating the requested financial models and outputs. This license also extends to our service providers involved in operating the Website and Services.
7.4. No Confidentiality of Inputs for Public Outputs: If you choose to share or publish any outputs from the Services, or if the Services otherwise provide features for public sharing, any input data or assumptions embedded in or derivable from such shared outputs will no longer be considered confidential. You are solely responsible for ensuring the confidentiality of your data if you choose not to use such sharing features.
7.5. Content Standards: Your user content must not be illegal or unlawful, must not infringe any third party's legal rights (including intellectual property, privacy, or publicity rights), and must not be capable of giving rise to legal action whether against you or FINMODELBUILDER.COM or a third party (in each case under any applicable law). You must not submit any user content to the Website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
7.6. Monitoring and Removal: FINMODELBUILDER.COM reserves the right to review, edit, or remove any material submitted to this Website that we deem, in our sole discretion, to violate these Terms or be otherwise objectionable. Notwithstanding our rights under these Terms in relation to user content, FINMODELBUILDER.COM does not undertake to monitor the submission of such content to, or the publication of such content on, this Website.
8.1. Our IP: Unless otherwise stated, FINMODELBUILDER.COM and/or its licensors own the intellectual property rights in the Website, the underlying software, algorithms, methodologies, design, text, graphics, and all materials on the Website (excluding user-submitted data). All these intellectual property rights are reserved.
8.2. Your Use of Generated Models: You may view, download, and print the financial model files and other outputs generated by the Services for your own personal and internal business use, subject to the restrictions set out in Section 5. This includes the right to fill in and modify the inputs within the downloaded files for your specific needs. The intellectual property in the structure, formulas, and underlying logic of the generated models remains with FINMODELBUILDER.COM.
9.1. "As Is" Basis: THIS WEBSITE AND THE SERVICES, INCLUDING ALL FINANCIAL MODELS AND OUTPUTS GENERATED THEREBY, ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED. FINMODELBUILDER.COM MAKES NO REPRESENTATIONS OR WARRANTIES IN RELATION TO THIS WEBSITE, THE SERVICES, OR THE INFORMATION AND MATERIALS PROVIDED ON THIS WEBSITE.
9.2. No Guarantee of Accuracy or Performance: WITHOUT PREJUDICE TO THE GENERALITY OF THE FOREGOING PARAGRAPH, FINMODELBUILDER.COM DOES NOT WARRANT THAT:
9.3. Reliance at Your Own Risk: ANY RELIANCE YOU PLACE ON THE INFORMATION, FINANCIAL MODELS, OR OUTPUTS OBTAINED THROUGH THE SERVICES IS STRICTLY AT YOUR OWN RISK. FINMODELBUILDER.COM IS NOT RESPONSIBLE FOR ANY ERRORS, OMISSIONS, OR MISCALCULATIONS IN THE GENERATED MODELS DUE TO INCORRECT INPUTS PROVIDED BY YOU, OR DUE TO LIMITATIONS IN THE MODELING ALGORITHMS.
10.1. Exclusion of Damages: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINMODELBUILDER.COM, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND LICENSORS WILL NOT BE LIABLE TO YOU (WHETHER UNDER THE LAW OF CONTRACT, THE LAW OF TORTS (INCLUDING NEGLIGENCE), BREACH OF STATUTORY DUTY, OR OTHERWISE) IN RELATION TO THE CONTENTS OF, OR USE OF, OR OTHERWISE IN CONNECTION WITH, THIS WEBSITE OR SERVICES FOR ANY:
10.2. Aggregate Liability Cap: IN NO EVENT SHALL FINMODELBUILDER.COM'S AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE WEBSITE OR SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO FINMODELBUILDER.COM, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) FIFTY US DOLLARS ($50.00).
10.3. Applicability: These limitations of liability apply even if FINMODELBUILDER.COM has been expressly advised of the potential loss.
Nothing in these Terms will exclude or limit any warranty or liability implied by law that it would be unlawful to exclude or limit; and nothing in these Terms will exclude or limit our liability in respect of any:
By using this Website and Services, you agree that the exclusions and limitations of liability set out in these Terms are reasonable given the nature of the Services provided. If you do not think they are reasonable, you must not use this Website or Services.
You hereby indemnify FINMODELBUILDER.COM and undertake to keep FINMODELBUILDER.COM indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by FINMODELBUILDER.COM to a third party in settlement of a claim or dispute on the advice of our legal advisers) incurred or suffered by FINMODELBUILDER.COM arising out of any breach by you of any provision of these Terms or arising out of any claim that you have breached any provision of these Terms.
Without prejudice to our other rights under these Terms, if you breach these Terms in any way, FINMODELBUILDER.COM may take such action as FINMODELBUILDER.COM deems appropriate to deal with the breach, including suspending your access to the Website, prohibiting you from accessing the Website, blocking computers using your IP address from accessing the Website, contacting your internet service provider to request that they block your access to the Website and/or bringing court proceedings against you.
Your use of the Website and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://finmodelbuilder.com/privacy.html to understand our practices regarding the collection, use, and disclosure of your information.
FINMODELBUILDER.COM may revise these Terms from time-to-time. Revised Terms will apply to the use of this Website and Services from the date of the publication of the revised Terms on this Website. Please check this page regularly to ensure you are familiar with the current version.
FINMODELBUILDER.COM may transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms without notifying you or obtaining your consent. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these Terms.
If a provision of these Terms is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and FINMODELBUILDER.COM in relation to your use of this Website and Services, and supersede all previous agreements in respect of your use of this Website.
These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of North Carolina, United States, without regard to its conflict of law principles.
You agree that any legal action or proceeding arising out of or relating to these Terms or the Services shall be exclusively brought in the state or federal courts located in Mecklenburg County, North Carolina, and you hereby consent to the personal jurisdiction and venue therein.
If you have any questions about these Terms, please contact us at info@finmodelbuilder.com