AI Model Builder

Your business is unique. Your model should be too.

Describe your business. The AI generates a complete custom financial model — P&L, cash flow, balance sheet — structured around your specific revenue logic. In Excel and Google Sheets, ready in minutes.

3 Financial statements

2 Output formats

<5m Generation time

Build My Financial Model → Browse templates instead →

Money-back guarantee · Instant download · Excel & Google Sheets

How it works

Describe your business

Tell the AI what's your business niche and a few details. No finance knowledge required.

AI builds your model

A complete 3-statement financial model, built from your inputs up — not a template with your name on it.

Download instantly

Excel and Google Sheets, fully functional, fully editable. Change any assumption and everything recalculates.

Every model includes

P&L Statement Cash Flow Balance Sheet Break-Even IRR & NPV Dashboard

✦ What's included

A complete financial model, built around your business

Not a generic template adapted to fit. Every output is generated from your specific revenue model, cost structure, and growth assumptions.

Revenue forecast

Built from your pricing, volume assumptions, and growth rates. Your actual revenue logic modeled correctly — not a generic top line.

Cost structure

COGS, operating expenses, payroll, and business-specific costs. Variable and fixed costs modeled separately for accurate gross margin.

3-statement model

Automated P&L, balance sheet, and cash flow statement. Recalculates instantly when you change any assumption. Built to investor and lender standards.

Cash flow & runway

Monthly cash position across your full forecast period. Know your exact runway and cash-zero date before committing capital.

Break-even analysis

The exact revenue or unit volume where your business crosses into profitability — calculated from your specific cost and pricing assumptions.

Investment returns

NPV, IRR, and payback period calculated automatically. Present credible investor metrics without building the formulas yourself.

Presentation dashboard

Key metrics summarized visually — ready for business plan submissions, investor meetings, or internal planning.

Excel & Google Sheets

Both formats included, fully functional. Work in whichever tool you prefer — no add-ons or plugins required.

✦ Which do you need?

AI builder or pre-built template?

An honest answer before you decide. Both options are available — here's how to choose.

AI Financial Model Builder

Custom

Your business model doesn't fit a standard industry template
Unique revenue structure — usage-based, multi-tier, hybrid, or marketplace
You want a model built around your specific assumptions from the start
Your industry isn't covered by a pre-built template
You need complete flexibility in how revenue and costs are modeled

Pre-built template

Your business fits a well-defined category — SaaS, hotel, coffee shop, car rental
You want to start immediately with realistic pre-populated assumptions
You're on a tighter budget and an industry template covers your needs
You'd rather adjust an existing model than build from a description
Speed is the priority and a template will get you 90% of the way there

Browse 60+ pre-built templates →

✦ The numbers

AI builder vs. hiring a consultant

Professional financial models don't require a professional fee.

	Financial consultant	Finmodelbuilder AI
Cost	$2,000 – $10,000+	Fraction of consultant fees
Turnaround	Days to weeks	Minutes
Revisions	Billed per revision	Unlimited — edit any assumption
Output format	Usually Excel only	Excel & Google Sheets
Custom to your business	✓	✓
Available immediately	—	✓
Editable after delivery	Limited	Fully editable

✦ Designed for

Built for founders who don't fit a template

Your business model is unique and no off-the-shelf template covers it properly

You've tried adapting a generic template and spent more time fixing it than using it

You're preparing for a bank loan, investor meeting, or business plan submission

You need professional financial projections but can't justify hiring a consultant

You want to stress-test your business assumptions before committing real capital

You don't have a finance background and need something that does the math for you

✦ Common questions

FAQ

Any business with a definable revenue model and cost structure. The AI has been used to build models for SaaS companies, e-commerce businesses, service firms, marketplaces, physical retail, hospitality, manufacturing, and more. If you can describe how your business makes and spends money, the AI can model it.

A template is built around a typical business in a specific industry — the assumptions are pre-populated based on industry averages. The AI builder starts from your specific inputs and generates a model structured around your actual revenue logic, pricing, and cost structure. The output is custom to your business rather than adapted from someone else's.

Yes. The model is fully editable in both Excel and Google Sheets. Every assumption is in a clearly labeled input sheet — change any number and the entire model recalculates automatically.

Yes. The AI generates a complete 3-statement financial model — P&L, balance sheet, and cash flow statement — formatted to the standards expected by investors, banks, and SBA lenders.

We offer a money-back guarantee. If the generated model doesn't reflect your business accurately after you've reviewed it, contact us for a refund.

The AI generates your model in minutes. Download is instant after purchase. Most users have a complete working financial model within 10 minutes of starting.

✦ Get started